Advantages of taking out life insurance 

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ritcha
Posts: 158

Joined: 1/14/2020
Topic  Advantages of taking out life insurance       Flag »  Reply »
As I said Making life insurance is what can be planned for future security. That is, there are advantages over protection and compensation. When the unexpected happens Will be at ease every time Which will have what advantages? Let's go see it.

Money saving Making life insurance can save money as well. In which the insured must have a duty to pay insurance premiums Regularly In which, if the insured lives to complete the insurance policy Will receive a refund according to the terms of the contract Which is a guarantee that you will definitely get a lump sum You can use this money as money to spend when you are old or to save it for your child's education Which is similar to Open a bank account But there is a difference in that it can protect us as well In the event of an unexpected incident
In regards to tax benefits, the government promotes life insurance, so those who take life insurance can take life insurance premiums as a deduction for personal income tax calculations. According to the actual paid amount, but not more than 1 hundred thousand baht for the general plan and 2 hundred thousand baht for the pension plan As an incentive for more interest in getting life insurance To increase security in life Which can be tracked for more details The tax deduction of life insurance can be obtained at the Security Guard.
Pay compensation for accidental injury, whether your friends have an unexpected event, for example, having an accident, if injured, it will cover medical expenses, surgery expenses, if loss of organs or death will pay compensation as specified by the policy. For example, life insurance of AIA 20 PAY Life (Par) upon death will receive insurance coverage of 100% of the sum insured. Which will restore the total amount of insurance premiums paid

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